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Browse guidance for every stage of your loan—from getting started and pledging collateral to managing repayments and understanding risk.
- How Does a Crypto-Backed Loan Work?
A straightforward overview of borrowing against your digital assets. - Who Can Apply for an Arvexo Loan?Learn about eligibility and the information needed to submit a request.
- What Happens After I Submit a Loan Request?Understand the review, verification, and final-terms process.
- How Can I Track My Loan Application?Where to find updates once your request is in progress.
- What Are the Minimum and Maximum Loan Amounts?Loans start from $5,000, with larger facilities reviewed individually.
- Which Loan Terms Are Available?Choose any term from 1 to 48 months, with the option to repay early.
- How Is Interest Calculated on My Loan?Interest accrues daily on the outstanding balance and is billed monthly.
- Is Arvexo Available in My Country?Availability depends on local regulation and is confirmed during onboarding.
- Can I Apply as a Business or Institution?Funds, treasuries and corporates can open institutional accounts with tailored limits.
- How and When Are Loan Funds Disbursed?Funds are sent in USD to your verified bank account once collateral is confirmed.
- Which Digital Assets Can I Use as Collateral?BTC, ETH, SOL, BNB and HYPE are accepted today, each with its own maximum LTV.
- What Is Loan-to-Value (LTV) and Why Does It Matter?LTV compares what you borrow with the value of your collateral, and drives every risk threshold.
- How Do I Transfer Collateral to Arvexo?Send the agreed amount to your dedicated deposit address after accepting final terms.
- Can I Add Collateral During My Loan?Yes, at any time. Additional deposits lower your LTV once confirmed on-chain.
- Can I Withdraw Excess Collateral?Request a partial withdrawal from your dashboard when your LTV is comfortably below the limit.
- How Do Repayments Work?Interest is due monthly and the principal at maturity, with every payment visible in your dashboard.
- Can I Repay My Loan Early?Repay part or all of the balance at any time; any early repayment fee is shown before you confirm.
- What Happens If I Miss a Payment?Missed interest accrues to the balance and raises your LTV, so acting quickly matters.
- Can I Extend or Refinance My Loan?Ask to extend before maturity, or open a new loan and settle the old one with the proceeds.
- When Is My Collateral Released?Once the balance, interest and any fees are repaid in full, collateral is released to your wallet.
- How Is My Collateral Stored and Protected?Collateral is held with an institutional custodian in segregated wallets and is never lent out.
- Why Do I Need to Verify My Identity?Verification protects you and is required before final terms can be issued.
- How Do I Keep My Account Secure?Use a unique password, keep your email secure and review every notification we send.
- How Do I Update My Email, Password, or Bank Details?Change your details from the account section of your dashboard; sensitive changes require re-verification.
- What Is a Margin Call?A request to restore your LTV by adding collateral or repaying part of the loan.
- Which LTV Thresholds Trigger Notifications?You are warned well before a margin call, and again before any liquidation.
- How Does Liquidation Work?Only as much collateral as needed is sold, and any remaining value stays yours.
- How Can I Reduce the Risk of Liquidation?Start with a conservative LTV, keep collateral available and act on warnings early.
FAQ
Popular Questions, Answered
Quick answers to the questions borrowers ask most often.
A crypto-backed loan lets you borrow funds by using eligible digital assets as collateral. Your assets remain pledged for the duration of the loan and are released once the outstanding balance, interest, and any applicable fees are repaid.
Arvexo currently accepts BTC, ETH, SOL, BNB and HYPE. Each asset has its own maximum loan-to-value ratio, which is shown in the loan calculator and confirmed in your final terms.
LTV compares the amount you borrow with the market value of the collateral you pledge. Borrowing $50,000 against $100,000 of collateral is a 50% LTV. A lower LTV leaves more room for price movements before any action is required.
Your LTV rises. We notify you when it reaches a warning threshold so you can add collateral or repay part of the balance. If the position is not restored and your LTV reaches the liquidation threshold, part or all of the collateral may be sold to cover the loan.
Yes. You can repay part or all of the outstanding balance at any time from your dashboard. Any applicable early repayment fee is shown in your payoff quote before you confirm.
Once the loan balance, accrued interest and any applicable fees are repaid in full, your collateral is released and can be withdrawn to a wallet of your choice, typically within one business day.
