All Crypto-Backed Loans
Five assets, from $5,000. Compare LTV, margin-call and liquidation levels side by side.
Loan Calculator
See What Your Crypto Could Unlock
Adjust your collateral and loan amount to explore your estimated borrowing power, interest rate, and repayment terms.
Duration up to- 48 months
Loan APR- —
Loan-To-Value (LTV)
Why Borrow
Keep Your Long-Term Position. Access Capital When You Need It
Turn your digital assets into liquidity without giving up your long-term exposure. Choose flexible terms and use a range of supported assets as collateral.
BTC
$56,623.541.41%
Avoid selling at the wrong time
Access liquidity without selling your digital assets, so you can retain exposure to their long-term potential.
BitcoinBTC/USD
1.05%
EthereumETH/USD
1.05%
More than BTC and ETH
Choose a loan duration from 1 to 48 months, with terms designed to adapt to your financial needs and timeline.
Monthly Loan Payment
On track
On trackFlexible by design
Use a range of selected major digital assets as collateral, giving you more flexibility in how you access capital.
How It Works
From Estimate to Funding, in Three Steps
See what you could borrow, complete a straightforward application, and move from approved collateral to funding with clarity at every stage.
- 01
Explore your terms
Choose your preferred loan amount, collateral asset, and duration to see an indicative estimate.
- 02
Apply and secure your collateral
Create an account, complete the required identity and eligibility checks, and transfer your approved collateral through our secure process.
- 03
Receive and manage your loan
Once finalised, receive your funds and monitor your loan in one place.
TransparencyLending Should Be
Lending Should Be
Clear Before You Apply
Understand how your collateral, borrowing limits, and key requirements work before committing to a loan.
Real-time collateral monitoring
Your collateral position is monitored against the thresholds agreed for your loan.
- Collateral Health
- 72%Healthy
Clear liquidation mechanics
Understand what may happen and actions required if your collateral value falls.
- Liquidation threshold
- 80%Threshold
60%80%
Transparent LTVs
See the maximum loan-to-value ratio available for each individual supported digital asset.
- Max LTV (BTC)
- 70%Maximum
Collateral AssetsBuilt Around
Built Around
the Assets You Hold
Choose from supported digital assets and explore borrowing parameters based on your collateral
Maximum LTV
- BitcoinBTC/USDUp to 70%
- EthereumETH/USDUp to 65%
- SolanaSOL/USDUp to 60%
- BNBBNB/USDUp to 55%
- HyperliquidHYPE/USDUp to 55%
USD CoinUSDC/USDUp to 0%
From $5,000
Minimum loan amount
1-48 months
Flexible loan duration
Asset-specific LTV
Based on your selected collateral
Calculate your borrowing power
Adjust your loan amount and collateral to see your borrowing power
Borrow Against
Borrow Against the Assets You Already Hold
Published loan-to-value, margin-call and liquidation levels for each asset, and how a loan against it works.
Bitcoin-Backed Loans
Up to 70% starting LTV. Margin call at 80%, liquidation at 85%.
Ethereum-Backed Loans
Up to 65% starting LTV. Margin call at 75%, liquidation at 82%.
Solana-Backed Loans
Up to 60% starting LTV. Margin call at 72%, liquidation at 80%.
Who Arvexo is For
Built for Digital-Asset Holders of All Sizes
From individuals looking to unlock personal liquidity to businesses managing larger digital-asset positions.
Individual Crypto Holders
For digital-asset holders who want to access liquidity without selling their long-term positions.
Businesses & Institutions
For organizations with larger positions, more complex requirements, or borrowing needs that benefit from a tailored approach.
High-Net-Worth Individuals
For investors with larger portfolios looking for a considered way to borrow against their digital assets.
Learn
Understand the Loan Before You Borrow
How a crypto-backed loan works, what loan-to-value means, and what happens at a margin call.
A crypto-backed loan lets you borrow cash against Bitcoin or other digital assets you already own, without selling them. This guide explains the steps, LTV, costs, margin calls, liquidation and who this kind of borrowing suits.
Loan-to-value, or LTV, measures how much you owe compared with the current value of the assets securing your loan. Borrow $50,000 against $100,000 of crypto and your starting LTV is 50%. If that collateral falls to $80,000, the same debt becomes a 62.5% LTV.
A falling crypto price can put a loan under pressure before the borrower expects it. As collateral loses value, the loan-to-value ratio rises. A margin call requires action; liquidation can mean the sale of some or all of the pledged assets.
FAQ
Questions, Answered
Clear answers about loan terms, collateral, repayments, and security—so you know exactly what to expect.
Arvexo currently accepts BTC, ETH, SOL, BNB and HYPE. Each asset has its own maximum loan-to-value ratio, margin call level and liquidation threshold.
Loan-to-value is the ratio between the amount you borrow and the market value of the collateral securing it. At 70% LTV you can borrow up to $70 for every $100 of collateral.
Loan amount divided by the current price of the asset and its maximum LTV. For a $10,000 BTC loan at 70% LTV you would post roughly $14,300 worth of BTC. The calculator shows the exact quantity for any amount you enter.
A crypto-backed loan lets you borrow funds using eligible digital assets as collateral, rather than selling those assets outright.
Loans start from $5,000. There is no fixed upper limit; larger facilities are reviewed individually once your account and collateral are verified.
Unlock Value From Your Crypto — Without Selling It
Explore an estimate in minutes, or speak with our team about your borrowing needs.